Update: on the new job

5 05 2008

Many of you know that I took on a part-time job in the evenings and on Sat. to help get rid of our debt.  It has been a month and you know what?  It is working!!!!  We just switched all our credit card balances over to one account and it is interest free for 15 months….then after that only 7.99 percent.  With that we are able to put the 90 some dollars a month we were paying in interest toward the balance.  Then with the 300 extra dollars I am making at Applebee’s it comes out to almost 400 extra dollars toward debt every month!!!  With what we were already paying we hope to have it all paid off by the end of the year! 

The debt came at some tough times for us….Gracelyn’s surgery, Owen’s surgery, maternity leave that isn’t paid for, Dave not able to get “extra hours” etc.  Now that we have more money coming in than our expenses we are kicking butt to get it all paid off!

We will have been married for six years next week and during that time we have only had a full-time job for about 9 months!!!!!  THat is right, we have been living on a part-time income with 3 children for our entire marriage almost.  God is so good that he is now giving us an opportunity to pay off the debt that we occured.  We hope to be able to give him glory with our freedom from debt.  YEAH!

We still have a house payment and probally will for most of our adult lives, but we don’t have any car payments (haven’t for over a year now!) and hopefully won’t have any credit card payment next year.

Now this may sound really silly to some of my readers that don’t mind having debt.  For us we want to be able to give God glory by being able to give our money etc. to missionaries, chruch members or people in need instead of interest to the creditors.

This seems like a LONG journey, but it is one we deserve by our choices.

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One response

5 05 2008
momlovesbeingathome

Congratulations! That’s so awesome! We are trying to become debt free but it’s a long hard struggle. We just recently were able to switch most of our credit card balances to 0% interest for a year and we’re hoping to be able to make a dent in it over that year. Sounds like you guys are doing an awesome job though! 🙂

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